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Las asevera libre de cargas
Jun 18, 2023 05:20
11 mos ago
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Spanish term

Cuenta corriente mercantil - Canadá

Spanish to English Bus/Financial Finance (general)
Este es un contrato de una cuenta corriente mercantil entre dos sociedades para Canadá. Por lo que he investigado el equivalente de cuenta corriente en Canadá sería chequing account, pero agradecería si me pueden confirmar que sea correcto ya que si bien está escrito así en sitios web de bancos, no lo he visto en otras entradas de Proz, solo lo he visto como checking account. Con respecto al término mercantil, ¿cuál creen que sería el término apropiado en Canadá, business o commercial? (ej: cuenta mercantil de dinero y valores).

Fuente: https://www.canada.ca/en/financial-consumer-agency/services/...

Agradecida de antemano.
Proposed translations (English)
4 +2 commercial current account
5 -1 commercial account

Discussion

Francois Boye Jun 23, 2023:
El contrato de cuenta corriente mercantil es aquel pacto por el cual dos partes estipulan que los créditos que puedan nacer de sus relaciones de negocios y comerciales perderán su individualidad propia al entrar en una cuenta común, para convertirse en simples partidas del Debe o el Haber, de tal forma que únicamente será exigible su saldo a la hora del cierre de la cuenta la cual se producirá en la época por ellos convenida.
Luis M. Sosa Jun 20, 2023:
In Canada "There are two main types of bank accounts: chequing accounts and savings accounts. But among these, there are several variations, such as business or student chequing accounts and high-interest or tax-free savings accounts.'
Source: https://www.nerdwallet.com/ca/banking/types-of-bank-accounts

We cannot restrict the use of 'current account' to macroeconomics.
Luis M. Sosa Jun 20, 2023:
In the UK "A current account lets you manage your day-to-day spending and income. It's a bank account you can use to: pay household bills. set up Direct Debits or standing orders to make regular payments."
Source: https://www.hsbc.co.uk/current-accounts/choosing-a-bank-acco...


Obviously, at the macroeconomic level, the country has its own current account, as every country does.

Proposed translations

+2
7 hrs
Selected

commercial current account

El contexto indica que es una cuenta entre dos sociedades, y no una cuenta bancaria.
"La cuenta corriente mercantil es un contrato en virtud del cual las partes convienen que los créditos y deudas que arrojen las operaciones que efectúen en un determinado lapso, pierdan su individualidad y se fundan en dos masas contrapuestas para liquidarse en la fecha convenida, compensándose hasta la concurrencia de la menor."


Press release from Trelleborg AB's 2020 Annual General ...

Trelleborg
https://www.trelleborg.com › about-us › agm
PDF
Apr 23, 2020 — that the auditor's fees be paid on a current account basis. In addition, the Meeting decided that fees paid to those assigned to the Audit ...

Bankruptcy Amendment (Debt Agreement Reform) Bill ...

Australian Parliament House
https://www.aph.gov.au › DocumentStore
PDF
possible these fees are billed to the administrator on a current account basis. In many cases, the broker's fees are included into the debt agreement with ..

Saldoforderung - Translation into English - examples German

Reverso
https://context.reverso.net › translation › Saldoforderu...
We retain title even if we do business with the customer on a current account basis, in which case the retained title serves as security for the balance due ...
Peer comment(s):
agree Jennifer Levey : Correct. It doesn't refer to bank accounts or cheques/checks.
56 mins
Yes. Thank you!
agree Richard Cadena
9 hrs
Thank you, Richard!
disagree Francois Boye : In English and in economics, the concept of current account is the top balance of a country's balance of payments.
1 day 1 hr
That is just one usage.
agree Luis M. Sosa
2 days 7 hrs
Gracias !
Something went wrong...
4 KudoZ points awarded for this answer. Comment: "Selected automatically based on peer agreement."
-1
9 hrs

commercial account

In business, they say commercial account. A commercial account is any type of bank account that is used by corporations and businesses. A commercial account is usually a checking or other type of demand deposit account, meaning the money can be withdrawn at any time.

https://www.investopedia.com/terms/c/commercial-account.asp

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Note added at 3 days 7 hrs (2023-06-21 13:01:25 GMT)
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My translation is in line with the following definition:

El contrato de cuenta corriente mercantil es aquel pacto por el cual dos partes estipulan que los créditos que puedan nacer de sus relaciones de negocios y comerciales perderán su individualidad propia al entrar en una cuenta común, para convertirse en simples partidas del Debe o el Haber, de tal forma que únicamente será exigible su saldo a la hora del cierre de la cuenta la cual se producirá en la época por ellos convenida.
Peer comment(s):
disagree Jennifer Levey : Asker's text says "es un contrato de una cuenta corriente mercantil entre dos sociedades para Canadá" - this has nothing to do with bank accounts.
4 hrs
El contrato de cuenta corriente mercantil es aquel pacto por el cual dos partes estipulan que los créditos que puedan nacer de sus relaciones de negocios y comerciales perderán su individualidad propia al entrar en una cuenta común
Something went wrong...
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